
Most engineers can run the numbers on a thousand work projects. But ask them how many months of runway they actually have right now… and they’re guessing.
You could probably build this spreadsheet yourself in your sleep. That’s not the point.
The point is that most engineers never actually run these numbers for their OWN life. Not because the math is hard. Because looking at your own finances feels vulnerable in a way that a work spreadsheet never does.
This calculator makes it easy. And the results probably will be a little illuminating.
How many months your savings would actually support you if you stopped getting a paycheck tomorrow. Not a guess. A number.
What your business actually needs to bring in each month so your move is built on a real foundation, not a feeling.
Two numbers. Ten minutes. A lot more clarity than you had before.
When I left 20 years with the U.S. Navy, I had over $100,000 in savings… and I was going entirely by feel about whether I could afford to leave. I had no system. No real picture of what “enough” actually looked like. Just a very strong feeling and a number that was going in the wrong direction.
I built this calculator... with a framework inspired by Amber Dugger's Profit for Keeps®... because I wish I’d had it when I was leaving. Two minutes of honest math would have saved me months of low-grade financial anxiety.
Victoria
Profit for Keeps® and Profit for Joy® are registered trademarks of Amber Dugger LLC and are used under license.

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